Middle Class Tax Refund

Overview

The Middle Class Tax Refund (MCTR) is a one-time payment to provide relief to Californians.

If you are eligible, you will automatically receive a payment. Payments are expected to be issued between October 2022 and January 2023.

Estimate your payment amount

Use this tool to find out what you may qualify to receive.

Determine your eligibility

You are eligible if you:

[i] To receive your payment, you must have filed a complete 2020 tax return by October 15, 2021. However, if you applied for an Individual Taxpayer Identification Number (ITIN) but did not receive it by October 15, 2021, you must have filed your complete 2020 tax return on or before February 15, 2022. Return to place in article

When you'll receive your payment

Direct deposit MCTR payments for Californians who received Golden State Stimulus (GSS) I or II are expected to be issued to bank accounts from October 7, 2022 through October 25, 2022, with the remaining direct deposits occurring between October 28, 2022 and November 14, 2022. We expect about 90% of direct deposits will be issued in October 2022.

MCTR debit cards are expected to be mailed between October 25, 2022 and December 10, 2022 for Californians who received GSS I and II, with the remaining MCTR debit cards mailed by January 15, 2023.

We expect about 95% of all MCTR payments – direct deposit and debit cards combined – to be issued by the end of this year.

How you'll receive your payment

Californians will receive their MCTR payment by direct deposit or debit card.

Generally, direct deposit payments will be made to eligible taxpayers who e-filed their 2020 CA tax return and received their CA tax refund by direct deposit. MCTR debit card payments will be mailed to the remaining eligible taxpayers.

You will receive your payment by mail in the form of a debit card if you:

  • Filed a paper return.
  • Received your refund by check.
  • Had a balance due.
  • Received your Golden State Stimulus payment by check.
  • Received your tax refund by check regardless of filing method.
  • Received your 2020 tax refund by direct deposit, but have since changed your banking institution or bank account number.
  • Received an advance payment from your tax service provider, or paid your tax preparer fees using your tax refund.

What you may receive

Refer to the tables below to determine your payment amount.

For your CA AGI, go to:

  • Line 17 on your 2020 Form 540
  • Line 16 on your 2020 Form 540 2EZ
Married/RDP filing jointly
CA AGI reported on your 2020 tax return Payment with dependent Payment without dependent
$150,000 or less $1,050 $700
$150,001 to $250,000 $750 $500
$250,001 to $500,000 $600 $400
$500,001 or more Not qualified Not qualified
Head of Household or qualifying widow(er)
CA AGI reported on your 2020 tax return Payment with dependent Payment without dependent
$150,000 or less $700 $350
$150,001 to $250,000 $500 $250
$250,001 to $500,000 $400 $200
$500,001 or more Not qualified Not qualified
Single or Married/RDP filing separately
CA AGI reported on your 2020 tax return Payment with dependent Payment without dependent
$75,000 or less $700 $350
$75,001 to $125,000 $500 $250
$125,001 to $250,000 $400 $200
$250,001 or more Not qualified Not qualified

Need some help?

If you have further questions regarding this one time payment, contact our customer service representatives.

Phone
800-542-9332
Weekdays, 8 AM to 5 PM